Going Back To College Forum


Go Back   Going Back To College Forum > Questions and Answers > Life Experience Credit
User Name
Password

Reply
 
Thread Tools Search this Thread Display Modes
  #1  
Old 05-02-2007, 06:26 PM
lily lily is offline
Junior Member
 
Join Date: May 2007
Posts: 1
Default Any good or bad experiences working with Credit...

...Solutions? If you have worked or are working with Credit Solutions, do you like their process and how do you feel about their program?
Reply With Quote
  #2  
Old 05-02-2007, 06:37 PM
Kourtnie D Kourtnie D is offline
Junior Member
 
Join Date: May 2007
Posts: 1
Default

Hey Girl,Igot your email but your address will not accept my reply as it says your email has not been verified. Please could you call me?... I am here until 11 tonight . Call the number on my profile or email me with a contact # . I will walk you through looking up the company how to check references and their web site so your decision will be based on knowledge. I will be happy to explain everything. I just want to make sure that anyone joining a debt program completely understands. KdWhen you start to look at the different companies to handle your situation please do your research. Working in this industry has taught me so many things and I have wised up to the fact nothing is as appears. Don't ever trust the BBB, I worked for a company a number of years ago , in perfect standing with the BBB but under so many lawsuits and yet none were reflect on the BBB. Check your company out on ripoffreport.com Its a great site and you will get a non bias perspective. Fully Know your optionsWhen I go over the different programs with my clients I make sure that they understand the laws in their state( laws concerning debt vary by state) and I also make sure they understand the worse case scenario. Don't ever believe that their are NON for profit agency's.Big fib. Their are not and real non for profit agency's. Consumer Counseling services is funded by your creditors know that going it. 4. Understand the programs. I am not bashing ccs they have helped a lot of people. Each program negations or ccs is suited for a particular clients. There are pros and cons and your situation makes you a better candidate for one or the other. Their are a lot of unscrupulous companies. Here are some guide lines to follow when choosing a negations company1.The chosen company should not ever touch your money. They need to use a 3rd party and keep the payment bank structure for transfer, always keeping your money no matter what FDIC.2. Make sure their not on ripoffreport.com or currency being sued3. They should never charge over 15%4. everything should be based on 44% and thing less and you may end up having to pay more money in the end.5 A reputable company will not guarantee the out come. Experience tells us one thing but the FTC does not allow our companies to make promises.6. Read your cancellation policy7. Get everything in writing. 8. Make sure they are accredited and licensed.Last of all even thought their are some good companies in California and Florida these states are know for the fly by night companies because regulation is so lose thereIts great your getting your debt life on track. Just do your home work be committed and know anything you do short of pay your creditors 150% will affect your credit score one way or the other. Credit is not permanent and the money you save could very well be worth it.Kourtnie DonihooDebt AnalystEnhanced Debt Assistance
Reply With Quote
Reply


Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

vB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Forum Jump


All times are GMT -7. The time now is 03:11 PM.




Powered by vBulletin Version 3.6.0
Copyright ©2000 - 2009, Jelsoft Enterprises Ltd.
Powered by Yahoo! Answers
Copyright © 2006 GoingBackToCollege.org. All Rights Reserved.
vRewrite 1.5 beta SEOed URLs completed by Tech Help Forum and Chalo Na.