A student stafford subsadized loan. You don't pay while you're in school, you pay 6 months after you graduate. They're forgiving for unemployemnt instances and you can always defer these payments also. Contact your school you're about to start and speak with their financial aid rep. Chances are they'll offer you the exact same thing, so that way you don't have to do all the research. Mine's currently through Sallie Mae, and most likely yours may be too. If you have a co-signer, you can lower the interest provided to you already by having someone help you out with their credit. Also, if your parents are willing to, they can help you by a Parent Plus loan. Meaning both of your guy's names, but the interest is also less because of a parent helping you financially..even though you're making the payment.Having NO credit may be better than someone with BAD credit. You have a clean slate to work with for your bills, and can take advantage of the fact that you have nothing credit wise, so everyone will help you out because they're wanting your business.
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