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Old 05-12-2007, 03:52 PM
Pinkish Marsh Pinkish Marsh is offline
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Default I need a consumer credit program for a college

student? I am looking for a debt around 10,000 and payments under $300 a month, i have 3 years of school left.Serious answers ONLY, any advice appreciated, this is all credit card debt.
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Old 05-12-2007, 04:14 PM
Brian G Brian G is offline
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As long as you have income to make the payments each month, it shouldn't matter that you are a college student when signing up with a debt counseling service. Look for a non-profit service, and do not, under any circumstance, pay any kind of fee up front.
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Old 05-12-2007, 04:50 PM
Wally Wally is offline
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You're probably best off by dealing with your current creditors. Most consolidators are going to charge you alot, one way or another.Call your current credit card companies and tell them you want to combine all of your debt onto one card. Find out if they are willing to extend your limit and if so, how much will they charge (transfer fees can get expensive).If any of them are willing to do it then -seriously- cancel all the other cards and cut them up. It will be too tempting to charge more once they are freed up.Here's the good news - $10,000 is doable. You are really smart to take action now before it becomes worse. If it goes to $20K you will be in a really deep hole that will be hard to get out of.
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Old 05-12-2007, 05:09 PM
Jason W W Jason W W is offline
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Visit the below website































www.tkqlhce.com
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  #5  
Old 05-12-2007, 05:31 PM
Brian Brian is offline
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Hi,I settled my debt by using "Credit Solution" .They managed to reduce my debt up to 58% and avoid bankruptcy.It's legitimate and had improved my credit score.I came accross this company on NBC News Special Edition.Check it out here:http://www.anrdoezrs.net/click-1813149-10467845
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